Payment Options

No Insurance

  • Easy! Our Care Plans and simple payment arrangements have helped over 1,000 people and will work great for you too!

Health Insurance

  • These days, insurance pays very little if anything for natural drugless care to get you healthy. So we make it easy!
  • Of course you can use your HSA, HRA and Flex dollars here!
  • For your convenience, all payment arrangements are made in advance
  • We provide many of our patients with health insurance with a super bill, which allows them to be reimbursed by there medical insurance or for them to apply it toward their deductible

Auto Injury

  • Auto-related injuries are covered at 100%. Even if you were at fault or were a passenger. You can get the care you need and it costs you nothing. Great for you!
  • All we need is your claim number, insurance, and attorney info.

Work Injury

  • Work injuries are covered at 100% for up to 12 weeks.
  • All we need is your claim number and Work Comp ins. info.

Medicare

  • Medicare Part B covers adjustments of the spine performed by a chiropractor to correct subluxation. This is only covered when deemed medically necessary.
  • Medicare DOES NOT cover any other services or tests a chiropractor orders, including X-rays and Non-Surgical Spinal Decompression Therapy.
  • After you meet the Part B deductible, you pay 20% of the Medicare-Approved Amount.
  • www.Medicare.gov/coverage/chiropractic-services

Flexible Spending Accounts with Peak Health Chiropractic

Flexible Spending Accounts (FSAs) are employer-sponsored benefit programs that allow employees to set aside pre-tax dollars from their salary to pay for qualified expenses. FSAs offer a tax-advantaged way for employees to pay for certain out-of-pocket expenses, such as healthcare and dependent care expenses. 

Benefits of Flexible Spending Accounts

One of the most significant benefits of an FSA is that they can be used to pay for a wide range of expenses. Healthcare FSAs, for example, can be used to pay for deductibles, copayments, prescriptions, and other medical expenses that are not covered by insurance. Dependent care FSAs can be used to pay for the cost of childcare, after-school programs, and other dependent care expenses. Some FSAs even allow you to use the funds for transportation and parking expenses related to healthcare appointments.

Limitations of Flexible Spending Accounts

One of the main limitations of FSAs is that they are use-it-or-lose-it accounts. This means that any funds you contribute to an FSA during the plan year must be used by the end of the year or forfeited. However, some employers offer a grace period or carryover provision, which allows you to use any unused funds from the previous year for a set period of time or carry over a limited amount of unused funds to the next plan year.

Another limitation of FSAs is that they are subject to annual contribution limits. For 2022, the contribution limit for healthcare FSAs is $2,750, while the contribution limit for dependent care FSAs is $5,000 per household. It’s important to keep these limits in mind when planning your contributions.

Tips for Maximizing Your FSA Benefits

To maximize your FSA benefits, it’s important to carefully plan your contributions and expenses. Here are a few tips to help you get the most out of your FSA:

  1. Estimate your expenses: Before enrolling in an FSA, take some time to estimate your expenses for the upcoming year. This will help you determine how much you should contribute to your FSA.

  2. Take advantage of employer contributions: Some employers offer FSA matching contributions, which can help you save even more money on your qualified expenses.

  3. Use your FSA funds wisely: Be sure to use your FSA funds before the deadline, and try to use them for eligible expenses that you know you’ll incur over the course of the year.

  4. Keep good records: Keep track of your FSA expenses and receipts in case you need to submit documentation for reimbursement or tax purposes.